*,*::before,*::after{box-sizing:border-box}
:root{
  --navy:#14457E;
  --navy-deep:#0E3460;
  --gold:#F2C200;
  --bg:#FFFFFF;
  --surface:#F4F6F9;
  --ink:#1B2733;
  --muted:#54616E;
  --line:#E2E8F0;
  --maxw:1200px;
}
html,body{max-width:100%;overflow-x:hidden}
body{
  margin:0;
  font-family:'Montserrat',system-ui,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
  font-weight:400;
  -webkit-font-smoothing:antialiased;
}
img,svg,video,iframe{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3{margin:0;line-height:1.05;letter-spacing:-.02em}
p{margin:0 0 1em}
ul{margin:0;padding:0;list-style:none}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 22px}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  font-weight:800;font-size:14px;letter-spacing:.01em;
  padding:14px 24px;border-radius:6px;min-height:48px;
  transition:transform .18s ease, box-shadow .18s ease, background .18s ease;
  cursor:pointer;border:2px solid transparent;text-align:center;
}
.btn-lg{padding:16px 30px;font-size:15px}
.btn-gold{background:var(--gold);color:var(--navy);box-shadow:0 8px 22px rgba(242,194,0,.3)}
.btn-gold:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(242,194,0,.42)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{transform:translateY(-2px);background:var(--navy-deep)}
.btn-ghost{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.6)}
.btn-ghost:hover{background:#fff;color:var(--navy)}

/* Utility bar */
.utilbar{background:var(--navy-deep);color:#cfe0f2;font-size:12.5px}
.utilbar-inner{display:flex;justify-content:space-between;align-items:center;gap:16px;min-height:38px;flex-wrap:wrap}
.util-trust{margin:0;font-weight:500}
.util-trust span{color:var(--gold);font-weight:700}
.util-contact{display:flex;gap:18px;align-items:center;flex-wrap:wrap}
.util-contact a{color:#cfe0f2}
.util-contact a:hover{color:#fff}
.util-social{display:flex;gap:8px}
.util-social a{width:24px;height:24px;display:grid;place-items:center;background:rgba(255,255,255,.12);border-radius:4px;font-weight:700;font-size:11px}
.util-social a:hover{background:var(--gold);color:var(--navy)}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 12px rgba(20,69,126,.05)}
.header-inner{display:flex;align-items:center;gap:18px;min-height:74px}
.logo img{height:42px;width:auto}
.main-nav{margin-left:auto}
.nav-list{display:flex;align-items:center;gap:6px}
.nav-list>li>a,.drop-toggle{
  display:inline-flex;align-items:center;gap:4px;
  font-weight:700;font-size:14.5px;color:var(--navy);
  padding:10px 14px;border-radius:6px;background:none;border:none;
  font-family:inherit;cursor:pointer;
}
.nav-list>li>a:hover,.drop-toggle:hover{background:var(--surface)}
.has-drop{position:relative}
.drop-menu{
  position:absolute;top:100%;left:0;min-width:248px;background:#fff;
  border:1px solid var(--line);border-radius:10px;padding:8px;
  box-shadow:0 18px 40px rgba(14,52,96,.18);
  opacity:0;visibility:hidden;transform:translateY(8px);transition:.18s;
}
.has-drop:hover .drop-menu,.has-drop:focus-within .drop-menu{opacity:1;visibility:visible;transform:translateY(0)}
.drop-menu a{display:block;padding:10px 14px;border-radius:6px;font-size:14px;font-weight:500;color:var(--ink)}
.drop-menu a:hover{background:var(--surface);color:var(--navy)}
.header-cta{display:flex;align-items:center;gap:14px}
.phone-link{font-weight:800;color:var(--navy);font-size:15px}
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:10px;width:46px;height:46px}
.hamburger span{display:block;width:24px;height:3px;background:var(--navy);border-radius:2px;transition:.25s}
.hamburger.open span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.hamburger.open span:nth-child(2){opacity:0}
.hamburger.open span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}

/* Mobile menu */
.mobile-menu{display:none;background:#fff;border-bottom:1px solid var(--line)}
.mobile-menu.show{display:block}
.mobile-menu nav{padding:10px 22px 22px}
.mobile-menu a,.mobile-menu summary{
  display:block;padding:13px 4px;font-weight:700;color:var(--navy);
  border-bottom:1px solid var(--line);font-size:15px;cursor:pointer;
}
.mobile-menu details a{font-weight:500;padding-left:16px;color:var(--ink)}
.mobile-menu summary{list-style:none}
.mobile-menu summary::-webkit-details-marker{display:none}
.mobile-menu-foot{padding-top:14px;display:flex;flex-direction:column;gap:6px}
.mobile-menu-foot a{border:none;padding:6px 4px;color:var(--muted);font-weight:500}

/* Hero */
.hero{position:relative;min-height:600px;display:flex;align-items:center;overflow:hidden}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:78% 42%}
.hero-scrim{position:absolute;inset:0;background:linear-gradient(100deg,var(--navy-deep) 8%,rgba(14,52,96,.82) 42%,rgba(14,52,96,.25) 78%,rgba(14,52,96,.05) 100%)}
.hero-content{position:relative;z-index:2;color:#fff;padding-top:70px;padding-bottom:70px;max-width:720px}
.hero-tag{font-weight:700;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin:0 0 18px}
.hero h1{font-weight:900;font-size:clamp(40px,8vw,76px);letter-spacing:-.03em;text-shadow:0 3px 24px rgba(0,0,0,.25)}
.hero-sub{font-weight:500;font-size:clamp(20px,3.6vw,30px);margin:16px 0 0;color:#eaf2fb}
.hero-support{font-weight:500;font-size:15px;margin:22px 0 28px;color:#cfe0f2;max-width:480px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}

/* Press */
.press{background:var(--surface);border-bottom:1px solid var(--line)}
.press-inner{display:flex;align-items:center;justify-content:center;gap:40px;flex-wrap:wrap;padding:30px 22px}
.press-label{font-weight:700;font-size:14px;letter-spacing:.12em;text-transform:uppercase;color:var(--navy)}
.press-logos{display:flex;align-items:center;gap:34px;flex-wrap:wrap;justify-content:center}
.press-logos img{height:30px;width:auto;filter:saturate(.95)}
.press-logos .forbes{height:26px}
.press-logos .tile{background:#fff;border:1px solid var(--line);border-radius:8px;padding:10px 18px;display:flex;align-items:center}
.press-logos .tile img{height:22px}

/* Value */
.value{padding:84px 0}
.value-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:54px;align-items:start}
.value-lead h2{font-weight:900;font-size:clamp(26px,3.6vw,40px);color:var(--navy);letter-spacing:-.025em}
.value-quote{font-weight:500;font-size:clamp(18px,2.4vw,24px);color:var(--ink);margin-top:24px;padding-left:20px;border-left:4px solid var(--gold)}
.value-points{display:flex;flex-direction:column;gap:24px}
.value-points li{display:flex;gap:18px;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:22px;min-width:0}
.vp-num{font-weight:900;font-size:24px;color:var(--gold);line-height:1.2;flex-shrink:0}
.value-points p{margin:0;font-weight:500;font-size:15px;color:var(--ink)}

/* Section head */
.section-head{font-weight:900;font-size:clamp(26px,4vw,42px);color:var(--navy);letter-spacing:-.025em;margin-bottom:36px}
.section-head.light{color:#fff}

/* Bento */
.bento{padding:0 0 84px}
.bento-grid{display:grid;grid-template-columns:1.4fr 1fr;grid-auto-rows:1fr;gap:22px}
.bento-card{position:relative;overflow:hidden;border-radius:16px;border:1px solid var(--line);background:#fff;display:flex;flex-direction:column;min-height:240px;box-shadow:0 10px 30px rgba(20,69,126,.06);transition:transform .25s ease, box-shadow .25s ease}
.bento-card:hover{transform:translateY(-5px);box-shadow:0 20px 44px rgba(20,69,126,.16)}
.bento-card.big{grid-row:span 2}
.bento-card img{width:100%;object-fit:cover;flex:1;min-height:160px}
.bento-card.big img{min-height:280px}
.bento-body{padding:24px;background:var(--gold);display:flex;flex-direction:column}
.bento-body.dark{background:var(--navy);color:#fff}
.bento-card h3{font-weight:900;font-size:24px;color:var(--navy)}
.bento-body.dark h3{color:#fff}
.bento-body p{margin:8px 0 14px;font-weight:500;font-size:14.5px;color:var(--navy)}
.bento-body.dark p{color:#dce8f6}
.bento-kicker{font-weight:800;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);opacity:.7;margin-bottom:10px}
/* big card → navy body */
.bento-card.big .bento-body{background:var(--navy);color:#fff}
.bento-card.big h3{color:#fff}
.bento-card.big p{color:#dce8f6}
/* text-only corporate card → full gold fill, centered */
.bento-card.text-only{background:var(--gold);border-color:transparent}
.bento-card.text-only .bento-body{flex:1;justify-content:center;background:transparent;padding:30px 26px}
.link-more{font-weight:800;font-size:13.5px;letter-spacing:.02em;color:var(--navy);text-transform:uppercase}
.bento-body.dark .link-more,.bento-card.big .link-more{color:var(--gold)}

/* Process */
.process{background:var(--surface);padding:84px 0}
.process-head{max-width:680px;margin-bottom:54px}
.process-eyebrow{display:inline-block;font-weight:800;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);background:var(--navy);padding:6px 12px;border-radius:5px;margin-bottom:18px}
.process-head h2{font-weight:900;font-size:clamp(26px,4vw,42px);color:var(--navy);letter-spacing:-.025em}
.step{position:relative;display:grid;grid-template-columns:.85fr 1.15fr;gap:46px;align-items:center;padding:34px 0;border-top:1px solid var(--line)}
.step.reverse{grid-template-columns:1.15fr .85fr}
.step.reverse .step-media{order:2}
.ghost-num{position:absolute;top:-26px;right:0;font-weight:900;font-size:140px;line-height:1;color:rgba(20,69,126,.06);z-index:0;pointer-events:none}
.step-media{position:relative;z-index:1}
.step-media img{width:100%;border-radius:14px;box-shadow:0 18px 44px rgba(14,52,96,.22)}
.step-media.assess{max-width:330px;margin-right:auto}
.step-media.assess img{border:1px solid var(--line)}
.step-media.plan{max-width:300px;margin:0 auto}
.step-media.plan img{border:1px solid var(--line)}
.step-text{position:relative;z-index:1;min-width:0}
.step-kicker{display:inline-block;font-weight:800;font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.step-text h3{font-weight:900;font-size:clamp(24px,3vw,34px);color:var(--navy)}
.equation{font-weight:700;font-size:16px;color:var(--ink);margin:12px 0 14px}
.step-text>p:not(.equation){color:var(--muted);font-weight:500}
.step-text .btn{margin-top:8px}

/* Testimonials */
.testimonials{background:var(--navy-deep);padding:84px 0;color:#fff}
.carousel{display:flex;align-items:center;gap:14px}
.car-viewport{overflow:hidden;flex:1;min-width:0}
.car-track{display:flex;transition:transform .5s cubic-bezier(.45,.05,.2,1)}
.slide{flex:0 0 100%;min-width:0;display:flex;gap:34px;align-items:center;padding:8px 4px;margin:0}
.slide-portrait{width:160px;height:160px;border-radius:50%;object-fit:cover;flex-shrink:0;border:4px solid rgba(242,194,0,.55);box-shadow:0 12px 30px rgba(0,0,0,.3)}
.slide-avatar{width:160px;height:160px;border-radius:50%;flex-shrink:0;display:grid;place-items:center;background:linear-gradient(135deg,var(--navy),#1d5aa0);color:var(--gold);font-weight:900;font-size:46px;border:4px solid rgba(242,194,0,.55)}
.slide blockquote{margin:0;min-width:0}
.slide blockquote p{font-weight:500;font-size:clamp(16px,2vw,21px);line-height:1.55;color:#eaf2fb}
.slide figcaption{margin-top:18px;font-weight:500;font-size:14px;color:#bcd0e8}
.slide figcaption strong{color:#fff;font-weight:800}
.slide-topic{display:block;margin-top:4px;color:var(--gold);font-weight:700;font-size:13px}
.car-btn{flex-shrink:0;width:48px;height:48px;border-radius:50%;border:2px solid rgba(255,255,255,.35);background:transparent;color:var(--gold);font-size:26px;line-height:1;cursor:pointer;transition:.2s}
.car-btn:hover{background:var(--gold);color:var(--navy);border-color:var(--gold)}
.car-dots{display:flex;justify-content:center;gap:10px;margin-top:30px}
.car-dots button{width:11px;height:11px;border-radius:50%;border:none;background:rgba(255,255,255,.3);cursor:pointer;padding:0;transition:.2s}
.car-dots button.active{background:var(--gold);transform:scale(1.25)}

/* Talk */
.talk{background:var(--gold);padding:54px 0}
.talk-inner{display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap}
.talk h2{font-weight:900;font-size:clamp(28px,4vw,42px);color:var(--navy)}
.talk p{margin:6px 0 0;font-weight:600;font-size:17px;color:var(--navy)}

/* Area */
.area{padding:84px 0}
.area-head{max-width:680px;margin-bottom:40px}
.area-head h2{font-weight:900;font-size:clamp(26px,4vw,42px);color:var(--navy);letter-spacing:-.025em}
.area-list{columns:3;column-gap:34px}
.area-list li{break-inside:avoid;font-weight:700;font-size:15px;color:var(--ink);padding:8px 0 8px 18px;position:relative}
.area-list li::before{content:"";position:absolute;left:0;top:15px;width:8px;height:8px;background:var(--gold);border-radius:2px;transform:rotate(45deg)}

/* Footer */
.site-footer{background:var(--navy);color:#cfe0f2}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:46px;padding:64px 22px 48px}
.footer-logo{height:40px;background:#fff;padding:8px 10px;border-radius:8px;margin-bottom:18px;width:auto}
.footer-col h3{font-weight:800;font-size:15px;letter-spacing:.06em;text-transform:uppercase;color:#fff;margin-bottom:18px;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,.18)}
.footer-col p{font-weight:500;font-size:14.5px;color:#cfe0f2}
.footer-col a{color:#cfe0f2}
.footer-col a:hover{color:var(--gold)}
.footer-nav li{margin-bottom:10px;position:relative;padding-left:16px}
.footer-nav li::before{content:"›";position:absolute;left:0;color:var(--gold);font-weight:800}
.footer-nav a{font-weight:500;font-size:14.5px}
.footer-social{display:flex;gap:12px;margin-top:18px}
.footer-social a{width:42px;height:42px;border-radius:8px;background:rgba(255,255,255,.12);display:grid;place-items:center;font-weight:800;font-size:15px;color:#fff}
.footer-social a:hover{background:var(--gold);color:var(--navy)}
.footer-legal{background:var(--navy-deep);font-size:12.5px}
.footer-legal .container{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:16px;padding-bottom:16px}
.footer-legal a:hover{color:var(--gold)}

/* Reveal */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .6s ease, transform .6s ease}
.reveal.in{opacity:1;transform:none}

/* Responsive */
@media(max-width:980px){
  .main-nav,.header-cta{display:none}
  .hamburger{display:flex;margin-left:auto}
  .value-grid{grid-template-columns:1fr;gap:36px}
  .bento-grid{grid-template-columns:1fr;grid-auto-rows:auto}
  .bento-card.big{grid-row:auto}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:760px){
  .util-trust{display:none}
  .utilbar-inner{justify-content:center}
  .hero{min-height:540px}
  .hero-scrim{background:linear-gradient(180deg,rgba(14,52,96,.78),rgba(14,52,96,.62))}
  .step,.step.reverse{grid-template-columns:1fr;gap:24px}
  .step.reverse .step-media{order:0}
  .step-media.assess{max-width:100%;margin:0 auto}
  .ghost-num{font-size:96px;top:-10px}
  .slide{flex-direction:column;text-align:center;gap:22px}
  .slide-portrait,.slide-avatar{width:120px;height:120px}
  .slide figcaption{text-align:center}
  .area-list{columns:2}
  .carousel{gap:6px}
  .car-btn{width:42px;height:42px;font-size:22px}
  .footer-grid{grid-template-columns:1fr;gap:34px}
}
@media(max-width:430px){
  .container{padding:0 16px}
  .area-list{columns:1}
  .hero-actions .btn{width:100%}
}
@media(prefers-reduced-motion:reduce){
  .reveal{opacity:1;transform:none}
  .car-track{transition:none}
}